Members

Members’ insurance

Third party legal liability insurance & death and critical injury insurance

Members’ third party legal liability insurance covers accidental harm you may cause to others by your skydiving, for instance by damaging their property through an off-landing.

Third party insurance cover is included in your British Skydiving Membership – the insurance premium forms part of the membership subscription you pay.

All of the policy documents can be downloaded below, for an in depth summary of the insurance.

Open/download Form 206 – Members’ insurance summary.

Open/download 2024 Members Public Liability Insurance Certificate

Open/download AXA XL IPID and Important Information – Members Cover – British Skydiving 2024

Open/download British Parachute Personal Accident 2024 Summary of Benefits

The indemnity limit of the British Skydiving third party public liability insurance policy is £10m at British Skydiving Affiliated Parachute Training Organisations and £100,000 at overseas non-affiliated drop zones, excluding the USA where the policy does not apply. The policy does not provide cover for instructor negligence at non-affiliated drop zones.

Please note in particular that:

1. except for death and critical injury cover whilst jumping under the British Skydiving Operations Manual, British Skydiving insurance does not include personal accident cover. British Skydiving recommends that members should take out their own personal accident insurance – various insurers offer such cover (it is not available through British Skydiving). British Skydiving strongly recommends that all members who jump overseas should take out their own personal accident travel insurance policy which includes cover for skydiving, with repatriation to the UK in the event of an emergency. It should include equipment and baggage cover. See Insurance essentials for skydivers
2. British Skydiving insurance cover does not apply to indoor skydiving at wind tunnels.
3. If you are not a national of the United Kingdom you will not be covered at Non-Affiliated Drop Zones outside of the United Kingdom unless you are performing parachuting activity as part of a British Registered Display Team.
4. If you are not a national of the United Kingdom but you reside in the United Kingdom (i.e. you hold a British address) you will be covered at any Overseas Non-Affiliated Drop Zone excluding the USA.

British Skydiving Members’ insurance includes a separate policy giving £15K death and critical injury cover (for members aged under 75 years) whilst undertaking a parachute jump from leaving the aircraft until such time the landing is complete in accordance with the British Skydiving Operations Manual supplemented by local Standard Operating Procedures, ie when jumping at British Skydiving Affiliated Parachute Training Organisations or on an organised and notified display by a British Skydiving-Registered Display Team. The death and critical insurance policy does NOT apply outside the UK except at the British Skydiving Affilated Parachute Training Organisations on British bases in Germany and Cyprus. A summary of this policy is included in the Members’ insurance summary document.